10 Major Policies in Trump’s Bill Impacting Your Life

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Jul 13, 2025

Trump's new bill reshapes travel, healthcare, and education. How will these changes affect you? Click to find out!

Financial market analysis from 13/07/2025. Market conditions may have changed since publication.

Have you ever wondered how a single piece of legislation could ripple through your daily life, from the way you travel to the benefits you rely on? On July 4, 2025, a sweeping new law, often dubbed the “One Big Beautiful Bill,” was signed into effect, promising to reshape the American landscape in ways both visible and subtle. While much attention has been paid to its tax provisions, it’s the non-tax policies that might hit closest to home for many of us. From air travel upgrades to changes in healthcare access, this bill touches nearly every corner of American life. Let’s dive into the ten key areas where this legislation will make its mark, and trust me, some of these might surprise you.

A New Era for American Policy

The scope of this bill is massive, addressing everything from border security to education funding. It’s not just about numbers on a paycheck—it’s about how we move, learn, and live. I’ve always found that the policies that seem distant on paper often end up shaping our routines in unexpected ways. Let’s break down the ten non-tax policies that could change how you navigate your world.

1. Modernizing Air Travel

Flying can be a hassle, can’t it? Delays, crowded airports, and outdated systems often make travel feel like a chore. The new law allocates a hefty $12.5 billion to overhaul the nation’s air traffic control system. This includes upgrading old copper wires to fiber optics, replacing ancient radar systems, and investing in cutting-edge training for controllers.

“This is a massive new start to rebuild air traffic control,” said a top transportation official.

Think about those frustrating delays at airports like Newark earlier this year. With $500 million earmarked for runway safety tech and $100 million for advanced training, the goal is fewer near-misses and smoother flights. But here’s the catch: experts say more funding might be needed to truly make American aviation the world’s best. Will this be enough to transform your next trip? Time will tell.


2. Strengthening Border Security

Border security has been a hot topic for years, and this bill doesn’t shy away from it. A staggering $150 billion is dedicated to tightening borders and enforcing immigration laws. The centerpiece? A $46.5 billion investment in a border wall along the U.S.–Mexico border. It’s a bold move, and one that’s sure to spark debate.

  • $80 billion for domestic immigration enforcement operations.
  • $45 billion for detention facilities through 2029, a massive jump from previous budgets.
  • $14.4 billion for transportation and deportation efforts.
  • $13.5 billion in grants for state and local governments aiding deportations.

I’ve always thought borders are more than just lines on a map—they’re about safety and identity. Whether you see this as a necessary step or an overreach, the funding signals a major shift in how immigration is handled. Expect to hear more about this as enforcement ramps up.


3. Reshaping Education Funding

College costs are no joke, and this bill takes a stab at changing how we fund higher education. For starters, it tightens Pell Grant eligibility, cutting out high-income students and those with full scholarships. This could free up funds for needier students, but it might leave some feeling squeezed out.

The bill also streamlines federal student loan repayment into two plans: one traditional and one income-based. Gone is the controversial SAVE plan from the previous administration. Plus, colleges with hefty endowments now face a new tax—ranging from 1.4% to 8%—based on their wealth. It’s a move that might push universities to rethink their financial priorities.

“Education should be accessible, but it needs to be sustainable,” noted a policy analyst.

Personally, I think targeting endowments is a clever way to nudge schools toward affordability. But will it lower tuition? That’s the million-dollar question.


4. Medicaid Overhaul

Medicaid changes in this bill are raising eyebrows. By December 2026, able-bodied adults will need to work 80 hours a month to keep their benefits. It’s a big shift, and estimates suggest millions could lose coverage. The bill also cuts the provider tax in states that expanded Medicaid, which might strain hospitals, especially in rural areas.

Policy ChangeImpact
Work RequirementMillions may lose coverage
Provider Tax CutPotential strain on hospitals
Rural Hospital Aid$50 billion over 5 years

To ease concerns, $50 billion is set aside for rural hospitals over five years. But will it be enough to keep them afloat? I’ve seen small-town hospitals struggle, and this could be a lifeline—or a bandage on a bigger wound.


5. SNAP: Tighter Rules for Food Assistance

The Supplemental Nutrition Assistance Program, or SNAP, is getting a makeover. The bill expands work requirements, now applying to adults aged 18–64, up from 54. If you’re able-bodied, you’ll need to clock 80 hours a month in work, volunteering, or school to qualify.

States will also bear more of the funding burden, which could mean less aid or stricter rules depending on where you live. For families relying on SNAP, this might feel like a punch in the gut. Food security is personal—it’s about keeping dinner on the table.


6. Trump Accounts for Newborns

Here’s one that caught my eye: Trump Accounts. This pilot program gives every child born between 2025 and 2028 a $1,000 trust fund from the government. Parents can add up to $5,000 a year, with the money invested in the stock market, growing tax-deferred.

  1. Withdraw half at 18 for things like tuition or a first home.
  2. Access the full amount at 25.
  3. Pay capital gains tax for qualified expenses, or income tax plus a penalty for others.

It’s like planting a financial seed for the next generation. I love the idea of giving kids a head start, but I wonder how many families will actually contribute the max each year.


7. Boosting Internet Access

Rural folks, this one’s for you. The bill revives the FCC’s spectrum authority, allowing the auction of radio frequencies to expand 5G and 6G networks. This could bring better internet to remote areas, especially during emergencies like hurricanes when TV signals might fail.

Expected to generate $85 billion over a decade, this move is a win for connectivity. In my experience, spotty internet can feel like being cut off from the world. This could be a game-changer for rural communities.


8. Defunding Certain Health Nonprofits

The bill halts Medicaid funding for a year to nonprofits making over $800,000 in profit, targeting groups like those providing reproductive health services. This has sparked legal challenges, with courts pausing the change for now.

“Healthcare access shouldn’t be a political football,” argued a health policy expert.

This one’s divisive. Access to care is deeply personal, and I can’t help but feel this debate will rage on as courts weigh in.


9. Tweaking Obamacare

The Affordable Care Act gets a facelift with this bill. Marketplace users will now need to re-enroll annually and verify their income, much like employer health plans. The enrollment window shrinks back to November 1–December 15, and some treatments, like gender transition care, are excluded from coverage.

Only citizens and certain legal residents qualify for tax credits, and you’ll need to be current on premiums to re-enroll. These changes, rolling out as early as December 2025, could shake up healthcare access for millions.


10. Supporting Military Families

Lastly, the bill pumps $9 billion into programs for military families, including $2.9 billion for housing and $590 million for temporary relocation aid. More funding for military healthcare is also included, which could encourage enlistment, especially for those with families.

Supporting our troops feels like a no-brainer, but I’ve always thought the real challenge is ensuring these funds reach the families who need them most. It’s a step in the right direction, though.


So, what’s the takeaway? This bill is a mixed bag—some parts might streamline your life, while others could add hurdles. From safer skies to tougher SNAP rules, it’s clear the changes are big and bold. What do you think—will these policies make your life easier or more complicated? One thing’s for sure: 2025 is shaping up to be a year of transformation.

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— Bill Gates
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