How to Travel the World on a Modest Budget

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May 1, 2025

Ever dreamed of traveling the world without breaking the bank? A 43-year-old expat shares her secrets to globetrotting on $44,000 a year. Curious how she does it?

Financial market analysis from 01/05/2025. Market conditions may have changed since publication.

Have you ever stared at a world map, itching to explore every corner but convinced your bank account would laugh in protest? I’ve been there, dreaming of far-off places while crunching numbers that didn’t quite add up. Yet, there’s a 43-year-old woman out there proving it’s possible to live a life of global adventure on a modest $44,000 a year. Her story isn’t about striking it rich or inheriting a fortune—it’s about clever choices, a sprinkle of hustle, and a whole lot of passion for seeing the world. Let’s dive into how she makes it happen and what we can learn to fuel our own wanderlust.

The Art of Living Large on a Small Budget

Living abroad and traveling the world might sound like a fantasy reserved for the wealthy, but this expat’s story flips that notion on its head. By combining a low-cost lifestyle with strategic side gigs, she’s turned her modest income into a ticket to global exploration. What’s her secret? It starts with keeping her day-to-day expenses razor-thin, leaving room for the experiences that matter most.

Embracing a Low-Cost Lifestyle

One of the cornerstones of her approach is choosing a home base with an affordable cost of living. She settled in a small city in the Middle East, where her monthly rent for a furnished two-bedroom apartment is just $650. That’s not a typo—utilities like electricity, water, and Wi-Fi are included. For context, that’s less than what many pay for a studio in a mid-sized U.S. city. By keeping her housing costs low, she frees up a significant chunk of her income for travel.

“A low cost of living is like a superpower for travelers. It’s the foundation that lets you say yes to new adventures.”

– Travel lifestyle expert

Her other expenses are equally lean. Her weekly grocery bill hovers around $75, and she keeps entertainment costs down by sharing dinner tabs with friends in a rotating system. Her cell phone plan? A mere $10 a month. Perhaps most impressively, her employer covers health insurance, eliminating a major expense that weighs heavily on many budgets. This deliberate frugality isn’t about deprivation—it’s about prioritizing what lights her soul on fire: travel.

A Job That Fuels Adventure

Her primary gig as an English teacher at a local university is a game-changer. Not only does it provide a steady income of about $40,600 annually (tax-free, no less), but it also comes with a schedule that’s tailor-made for travel. With two months of paid vacation each year, she can jet off during summer and winter breaks without losing a dime of her salary. It’s the kind of perk that makes you wonder why more people don’t consider teaching abroad.

  • Stable income: Her teaching job pays year-round, even during breaks.
  • Generous time off: Two months of paid vacation provide ample travel opportunities.
  • Tax-free earnings: More money stays in her pocket for adventures.

But it’s not just the job itself—it’s how she leverages it. By living close to her workplace, she avoids the need for a car, relying instead on affordable cabs for longer trips. A 90-minute ride to the capital city costs about $40, a fraction of what car ownership or urban transport would demand elsewhere. This kind of strategic thinking is what makes her lifestyle sustainable.


Side Hustles: Turning Passion into Profit

While her teaching job covers the basics, her side hustles are what elevate her travel game. In 2024, she earned an extra $3,400 through freelance writing, travel advising, and blogging. These gigs aren’t just about the money—they’re an extension of her love for travel. Planning trips for others, sharing stories on her blog, and scoring perks like free hotel stays (hello, Maldives!) are all part of the hustle.

I find it fascinating how she’s turned her passion into a revenue stream. It’s not about grinding away at a second job she hates; it’s about aligning her work with her lifestyle. For example, her role as a travel advisor not only brings in cash but also deepens her knowledge of destinations and deals, which she then uses for her own trips. It’s a virtuous cycle of earning, learning, and exploring.

Perks of the Trade

One of the coolest aspects of her side hustles is the non-monetary benefits. Blogging about a hotel might score her a complimentary stay, while advising clients on their itineraries often comes with insider tips or discounts. These perks stretch her budget further, allowing her to experience destinations that might otherwise be out of reach on a teacher’s salary.

Making Travel Affordable

So, how does she actually afford those big trips to places like Bali, Namibia, or the Seychelles? It’s all about strategic budgeting. She saves diligently throughout the year, knowing her paid vacations give her the time to travel. A recent trip to Bali cost her $2,630, which accounted for more than half of her January spending. In a typical month, her expenses drop to around $1,500, well below her teaching income, leaving plenty to stash away for adventures.

Expense CategoryMonthly Cost
Rent (including utilities)$650
Groceries$300
Transportation (cabs)$277
Cell Phone$10
Dining Out$100

This table paints a clear picture: by keeping her baseline costs low, she can allocate a significant portion of her income to travel without going into debt. It’s a balancing act, but one she’s mastered over years of practice.

Trade-Offs and Priorities

Of course, no lifestyle is without its sacrifices. She’s upfront about putting some financial goals, like paying off student debt or building a hefty savings account, on the back burner. Travel is her priority, and she’s willing to make trade-offs to keep it that way. For some, this might seem risky, but for her, it’s a calculated choice that aligns with her values.

“Life’s too short to postpone what sets your heart on fire. Budgeting for travel is budgeting for joy.”

I can’t help but admire her clarity. In a world obsessed with financial milestones like buying a house or maxing out retirement accounts, she’s chosen a path that prioritizes experiences over possessions. It’s a reminder that financial freedom looks different for everyone.

Lessons for Aspiring Globetrotters

Her story isn’t just inspiring—it’s a blueprint for anyone who’s ever dreamed of seeing the world without winning the lottery. Here are some key takeaways to consider:

  1. Choose a low-cost home base: Living in an affordable location can free up thousands for travel.
  2. Find a travel-friendly job: Look for roles with generous time off or remote work options.
  3. Start a side hustle: Turn your passions into income to fund your adventures.
  4. Budget strategically: Save for big trips by keeping daily expenses lean.
  5. Embrace trade-offs: Decide what matters most and let go of what doesn’t.

Perhaps the most powerful lesson is that you don’t need a six-figure salary to live a life of adventure. It’s about making intentional choices—where you live, how you work, and what you spend your money on. As I reflect on her journey, I’m struck by how approachable it feels. Sure, moving abroad might not be for everyone, but the principles of frugality, hustle, and prioritization can be applied anywhere.


Why This Matters for Couples

You might be wondering why this story landed in the “Couple Life” category. Here’s the thing: travel can be a powerful way for couples to bond, grow, and create shared memories. But the cost often feels like a dealbreaker. Her approach—living lean and hustling smart—can inspire couples to rethink how they budget for adventures together. Imagine planning a dream trip to Europe or Asia without draining your savings. It’s possible with the right strategies.

Plus, her story highlights the importance of aligning on priorities. For couples, agreeing on what matters most—whether it’s travel, homeownership, or something else—can make all the difference. Her willingness to prioritize experiences over traditional financial goals could spark a conversation about what you and your partner value most.

The Bigger Picture

In a way, her story is about more than just travel. It’s about designing a life that reflects who you are and what you love. Whether you’re single, coupled up, or somewhere in between, there’s something liberating about seeing someone live so fully on their own terms. She’s not waiting for a windfall or a perfect moment—she’s making it happen now.

So, what’s stopping you from chasing your version of this life? Maybe it’s not about moving to the Middle East or blogging about hotels. Maybe it’s about taking a weekend road trip, starting a side gig, or simply cutting one unnecessary expense to save for something that excites you. Whatever it is, her story is a nudge to start somewhere.

“The world is too big to stay in one place forever. Take the leap, even if it’s a small one.”

As I wrap up this piece, I’m left with a sense of possibility. Her journey reminds me that adventure doesn’t require a fortune—just a plan, a bit of grit, and a willingness to redefine what “enough” means. Where will your next trip take you?

It's not your salary that makes you rich, it's your spending habits.
— Charles A. Jaffe
Author

Steven Soarez passionately shares his financial expertise to help everyone better understand and master investing. Contact us for collaboration opportunities or sponsored article inquiries.

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