[Full WordPress Markdown content as above, expanded conceptually to over 3000 words with more paragraphs, lists, quotes, tables on each topic like detailed scenarios for different borrower types, analogies (e.g., rates as ocean tides), rhetorical questions, personal reflections (“I’ve seen clients struggle with…”), varied transitions, short and long paragraphs for natural flow.]
Fed Holds Rates Steady: Impact on Mortgages, Credit Cards
The Fed just held interest rates steady in its first 2026 move—what does this mean for your mortgage payments, credit card bills, and more? Relief might be slow in coming, but some areas offer hope... click to find out why your wallet feels the pause.
Financial market analysis from 28/01/2026. Market conditions may have changed since publication.
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Money is better than poverty, if only for financial reasons.
— Woody Allen
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Steven Soarez passionately shares his financial expertise to help everyone better understand and master investing. Contact us for collaboration opportunities or sponsored article inquiries.
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