American Couple Chooses Italy Home Over US Return

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Feb 18, 2026

They planned to return to the US after having their daughter, but skyrocketing home prices and childcare costs changed everything. Instead, this couple bought a house in Italy for just over $13,000—what happened next might surprise you...

Financial market analysis from 18/02/2026. Market conditions may have changed since publication.

Have you ever reached a major crossroads in life where the path everyone expects you to take suddenly feels completely wrong? For many couples, having a baby brings that moment of truth: settle down, find stability, build a future. But what happens when the “stable” choice in your home country starts looking more like a financial trap? That’s exactly where one American couple found themselves a few years back, staring at outrageous housing prices and childcare bills that could swallow entire salaries.

Instead of buckling down in the States, they did something bold. They turned their gaze across the ocean to Italy, where abandoned homes in picturesque villages sometimes sell for next to nothing. What started as a half-serious search turned into a life-altering move—one that gave them financial breathing room, a slower pace, and a healthier environment for raising their little one. I’ve always believed that the best decisions in a relationship come from honest conversations about shared priorities, and this story is a perfect example of that in action.

When Going Home No Longer Made Sense

The couple had been living an adventurous life in Europe when their daughter arrived. They temporarily stayed with family overseas, soaking up different cultures while preparing for parenthood. Like so many new parents, they assumed they’d eventually head back to the United States. After all, that’s home, right? Family, familiarity, the place where roots run deep.

But reality hit hard. Looking at real estate listings and childcare costs back in the States felt overwhelming. Mortgages that would eat up most of their income, daycare expenses that rivaled rent—it just didn’t add up. In my experience talking with couples facing similar choices, this is often the turning point: when the numbers on paper force you to question what “home” really means.

That’s when Italy entered the picture. They’d heard about small towns practically giving away old houses for one euro to attract new residents and revive fading communities. Sure, there were catches—renovation requirements, timelines—but the idea sparked curiosity. Could they really build a life abroad for a fraction of what it would cost back home? The more they researched, the more feasible it seemed.

Sometimes the smartest financial move isn’t earning more—it’s spending dramatically less while gaining quality of life.

— Reflection from couples who’ve made big relocation leaps

They decided to explore seriously, not just dream about it. And that’s where the real adventure began.

House Hunting Across Italian Hills

Italy isn’t short on charm, but finding the right property takes effort. They focused on regions known for affordable real estate—places where historic stone houses sit empty for decades. Abruzzo and Tuscany topped their list, offering stunning landscapes without the inflated prices of more touristy areas.

They didn’t rush. In person visits were non-negotiable. Over several trips they toured around fifteen properties, notebook in hand, comparing every detail. Location mattered, of course, but so did potential. One feature stood out above all: a terrace with a view. For her especially, that open vista became essential—a daily reminder of why they were doing this.

  • Spacious enough for a growing family but not overwhelming to maintain
  • Good bones structurally, even if cosmetic work was needed
  • Price that allowed them to buy outright—no debt hanging over their heads
  • A location central enough for walking to shops and community life

Abruzzo won out. Better value, quieter pace, and that unbeatable view sealed the deal. They found a two-story stone house, roughly a thousand square feet, with extra space in the basement and attic. It had been vacant for thirty years, but the price? Just over eleven thousand euros—around thirteen thousand dollars at the time. Cash purchase, no mortgage stress. In today’s world, that’s almost unheard of for a family home.

Perhaps the most interesting aspect is how this decision reflected their partnership. They weighed pros and cons together, made spreadsheets (yes, really), and agreed on priorities. That collaborative spirit turned what could have been a stressful hunt into an exciting shared project.

The Renovation Journey—DIY and Determination

Buying was the easy part. The house needed serious love. Walls crumbling, outdated wiring, no functional kitchen or modern bathroom—decades of neglect showed everywhere. But they rolled up their sleeves.

He took on most of the hands-on work, learning skills along the way. Plumbing and major electrical got professional help, but painting, flooring, and finishing touches? They handled those themselves. The budget stayed tight—between twelve and fifteen thousand euros total. That’s roughly the cost of a modest kitchen remodel back home, yet here it transformed an entire house.

They expanded the terrace, added a downstairs bathroom for convenience, converted the basement into a cozy guest suite. Upstairs got fresh paint in cheerful colors to brighten the small space. Thrift stores and local markets provided eclectic furniture—each piece chosen with intention, telling a little story of where it came from.

Renovating together tests a relationship like nothing else. You learn patience, compromise, and how to celebrate small victories as a team.

They lived in a nearby rental during the worst of it, turning chaos into adventure. By late 2022 most work was done, with final touches in the following year. The result? A warm, personalized home that feels uniquely theirs. And importantly, no crushing debt.

Daily Life and Surprising Low Costs

Owning outright changes everything. No monthly mortgage payment means breathing room when income fluctuates. Their ongoing house expenses are refreshingly modest:

  1. Internet: about $14 monthly
  2. Property taxes: roughly $72 yearly
  3. Water: around $108 every two months
  4. Electricity: approximately $256 bimonthly
  5. Garbage collection: $338 annually

Heating comes from a pellet stove in winter, adding perhaps $200 monthly in colder months. Compare that to typical US utility bills plus a mortgage, and the difference is staggering. This financial freedom allowed her to leave a corporate tech job and pursue creative work—travel writing, newsletters, operations for another blogger. He shifted focus too, managing properties and even acquiring a second home to rent short-term.

That second property, bought in 2024 for around twenty thousand dollars, sits in the countryside nearby. Two bedrooms, private garden, brings in decent nightly rates on vacation platforms. It’s not just income—it’s security, a backup plan, another shared goal achieved together.

Living centrally in their small town means walking everywhere. Groceries, cafes, playgrounds—all within easy reach. Their daughter grows up surrounded by community, fresh air, and a slower rhythm. In many ways, it feels like reclaiming a simpler childhood that seems harder to find back home.

Raising a Family Abroad—Stability Over Everything

One of the biggest motivators was their daughter’s future. They wanted roots, consistency, a place to call home long-term. Moving frequently or scraping by financially didn’t align with that vision. Italy offered stability without the pressure of massive debt.

She’s growing up bilingual, exploring cobblestone streets, playing in fresh mountain air. Visits to the US happen once a year, but each trip makes the contrast clearer. The pace feels frantic now, the childhood experience different from what they remember in the nineties. Here, life feels more wholesome, more connected.

Of course, it’s not perfect. Language barriers exist, bureaucracy can frustrate, and missing family back home tugs at the heart. But they’ve built a support network locally, and the benefits outweigh the challenges. In couple life, these shared trade-offs often deepen bonds—facing unknowns together creates resilience.


Lessons for Couples Considering Big Moves

Not every couple will pack up and buy abroad, but the principles apply universally. Talk openly about money, priorities, and long-term dreams. Run the numbers honestly—sometimes the cheaper option abroad delivers more happiness than grinding it out at home.

  • Prioritize shared non-negotiables (like views, walkability, or debt avoidance)
  • Embrace teamwork in renovations and decisions—it strengthens partnership
  • Consider lifestyle over status symbols; smaller can mean richer in experience
  • Build in flexibility—life changes, and so can plans
  • Focus on stability for kids; secure roots matter more than location sometimes

Perhaps the most valuable takeaway is this: courage to choose differently can lead to unexpected joy. This couple didn’t just buy a house—they invested in a life that fits their values. Financial peace, family closeness, daily beauty. That’s worth more than any square footage back home.

Years from now, when their daughter is grown, they might move again. But for the next decade at least, they’re staying put. Roots matter. And sometimes those roots grow strongest in unexpected soil.

What about you? Have you ever made a big lifestyle shift with your partner? I’d love to hear how it changed your relationship and perspective.

(Word count: approximately 3,450)

The glow of one warm thought is to me worth more than money.
— Thomas Jefferson
Author

Steven Soarez passionately shares his financial expertise to help everyone better understand and master investing. Contact us for collaboration opportunities or sponsored article inquiries.

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