DeFi’s Failure to Replace TradFi in 2026

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Jan 11, 2026

DeFi promised to overthrow traditional finance and bank the unbanked – but years later, it's still deeply tied to the old system. Why hasn't the revolution happened, and what would real change actually require?

Financial market analysis from 11/01/2026. Market conditions may have changed since publication.

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Money is the seed of money, and the first guinea is sometimes more difficult to acquire than the second million.
— Jean-Jacques Rousseau
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