Earn Bitcoin with Every Swipe: Fold’s New Rewards Card

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Sep 23, 2025

Fold's new Bitcoin rewards card lets you earn BTC with every purchase. Backed by Visa and Stripe, it’s a game-changer for crypto lovers. Ready to swipe for Bitcoin?

Financial market analysis from 23/09/2025. Market conditions may have changed since publication.

Have you ever wished your everyday purchases could stack up to something more exciting than a few airline miles or a gift card you’ll never use? Imagine swiping your credit card at the grocery store, coffee shop, or even online and watching your Bitcoin wallet grow with every transaction. That’s not a pipe dream anymore—it’s reality, thanks to a groundbreaking new product that’s blending the worlds of traditional finance and cryptocurrency in a way that feels almost too good to be true.

The Dawn of Bitcoin as a Mainstream Reward

The financial landscape is shifting, and it’s hard not to get excited about what’s happening. A company has partnered with two giants in the payment industry to launch a Bitcoin rewards credit card that’s turning heads. Backed by the infrastructure of a global payment network and a leading financial technology platform, this card is making waves by offering something entirely new: the ability to earn Bitcoin (BTC) on every purchase, no strings attached. It’s a bold move that signals a future where cryptocurrency isn’t just for tech enthusiasts but for anyone who spends money.

What’s so special about this card? For starters, it’s designed with simplicity in mind. There’s no need to stake tokens, maintain specific balances, or navigate a maze of loyalty program rules. You swipe, you earn real Bitcoin, and it lands in your wallet. It’s the kind of straightforward innovation that makes you wonder why it took so long for someone to figure this out.


How the Bitcoin Rewards Card Works

Let’s break it down. The card offers a flat 2% back in Bitcoin on every purchase, no matter where you shop. Whether you’re grabbing a latte, booking a flight, or splurging on new tech, every dollar spent puts a little BTC in your pocket. But here’s where it gets interesting: if you tie the card to a specific checking account and meet some basic activity requirements, that reward jumps to 3.5% back. That’s a serious return for something as simple as paying your bills or grabbing dinner.

But the perks don’t stop there. The card also taps into an existing rewards network, giving you the chance to earn up to 10% back in Bitcoin at major retailers. Think big names you already shop at—places where you buy everything from furniture to groceries to ride-sharing services. This isn’t some niche program with limited use cases; it’s built for the way you already spend.

  • 2% base reward: Earn Bitcoin on every purchase, no exceptions.
  • 3.5% boosted reward: Pay through a linked checking account to maximize returns.
  • Up to 10% back: Shop at participating merchants for even higher BTC rewards.

The beauty of this card is its simplicity. It’s Bitcoin rewards without the hassle—perfect for both crypto newbies and seasoned hodlers.

– A crypto enthusiast

In my experience, rewards programs often feel like a trap—tons of fine print and restrictions that make you question whether it’s worth the effort. This card flips that script. It’s transparent, user-friendly, and genuinely rewarding, which is a breath of fresh air in a world of convoluted loyalty schemes.


Why This Card Matters for Crypto Adoption

Bitcoin has long been seen as a speculative asset, something you buy and hold in hopes of a moonshot. But what if it could be more than that? What if Bitcoin became a part of your daily financial life, seamlessly integrated into how you shop, dine, and travel? That’s the vision behind this card, and it’s a vision that could reshape how we think about cryptocurrency adoption.

By partnering with major players in the payment industry, this card bridges the gap between traditional finance and the crypto world. It’s not just about earning Bitcoin; it’s about normalizing it. When you can earn BTC at the same places you already shop, suddenly cryptocurrency doesn’t feel so foreign. It’s a small but powerful step toward making digital currencies a mainstream part of the economy.

Perhaps the most exciting part is how this card democratizes access to Bitcoin. You don’t need to be a crypto expert or have a fat wallet to get started. Anyone with a credit card can start stacking sats (that’s crypto slang for tiny fractions of Bitcoin) with their morning coffee run. It’s a low barrier to entry that could bring millions of new users into the crypto fold.


The Powerhouse Behind the Card

This isn’t some fly-by-night operation. The card is powered by a company that’s already made a name for itself in the Bitcoin rewards space, having processed billions in transactions and distributed millions in BTC rewards. They’re not just dabbling in crypto—they’re all in, with a corporate treasury holding a significant amount of Bitcoin. That kind of commitment speaks volumes about their belief in the future of digital currency.

The partnerships are equally impressive. By leveraging the infrastructure of a global payment network and a fintech platform known for its robust issuing capabilities, this card has the backing to scale. These aren’t just buzzwords; they mean reliability, security, and a network that spans the globe. When you swipe this card, you’re tapping into a system that’s been fine-tuned for seamless transactions.

FeatureBenefit
Global Payment NetworkAccepted at millions of merchants worldwide
Fintech InfrastructureFast, secure, and reliable transactions
Bitcoin RewardsEarn real BTC with every purchase

It’s worth noting that the payment industry itself is starting to wake up to crypto. Major players are experimenting with blockchain projects, stablecoin settlements, and crypto-linked cards. This card is part of that wave, but it stands out for its focus on Bitcoin specifically. It’s not trying to be everything to everyone—it’s laser-focused on making BTC a practical, everyday currency.


Who Should Get This Card?

Let’s be real: not every rewards card is for everyone. So, who’s this Bitcoin card for? If you’re already a crypto enthusiast, this is a no-brainer. Earning Bitcoin on your everyday spending is like getting free money—except it’s money that could appreciate significantly over time. For those new to crypto, this card is an easy entry point. You don’t need to understand blockchain technology or know how to mine Bitcoin to start building your stack.

Here’s a quick rundown of who might love this card:

  1. Crypto curious: People who want to dip their toes into Bitcoin without diving into exchanges.
  2. Rewards maximizers: Those who love getting the most out of their spending.
  3. Bitcoin believers: Long-term investors who see BTC as the future of finance.

One thing I’ve found is that rewards cards often appeal to people who are strategic about their finances. If you’re the type who tracks every penny and optimizes for cashback or travel points, this card is right up your alley. The added bonus? You’re not just earning rewards—you’re investing in a currency that’s been making headlines for over a decade.


The Bigger Picture: Bitcoin’s Role in Loyalty Programs

Let’s zoom out for a moment. Loyalty programs have been around forever—think airline miles, hotel points, or cashback offers. But they often come with a catch: points expire, rewards are limited, or you’re stuck redeeming them for overpriced gift cards. Bitcoin, on the other hand, is different. It’s not just a reward; it’s an asset with the potential to grow in value. That’s a game-changer.

By integrating Bitcoin into a rewards program, this card is redefining what loyalty means. Instead of locking you into a specific ecosystem, it’s giving you something universal, decentralized, and potentially life-changing. Imagine earning enough BTC over a few years to cover a major expense—or even just to brag about at the next crypto meetup. It’s a bold vision, and one that could inspire other companies to follow suit.

Rewards shouldn’t trap you in a walled garden. Bitcoin offers freedom, value, and potential—all in one swipe.

– A financial innovator

In my view, the real unlock here is the shift in mindset. Bitcoin isn’t just for traders or tech bros anymore. It’s for anyone who wants to take control of their financial future. And with a card like this, that future feels a lot closer than it did yesterday.


Challenges and Considerations

No product is perfect, and it’s worth considering the potential hurdles. For one, Bitcoin’s volatility can be a double-edged sword. The BTC you earn today might be worth more tomorrow—or less. That’s the nature of crypto, and it’s something anyone using this card should keep in mind. If you’re risk-averse, you might prefer the predictability of traditional cashback.

Another consideration is the learning curve. While the card is designed to be user-friendly, managing a Bitcoin wallet and understanding how to secure your earnings might feel daunting for newcomers. That said, the company behind the card has a track record of making crypto accessible, so they’re likely to provide solid support.

Finally, there’s the question of merchant acceptance. While the card is backed by a global payment network, it’s always worth double-checking that your favorite stores accept it. The good news? With millions of merchants worldwide, you’re unlikely to run into issues.


What’s Next for Bitcoin Rewards?

This card is just the beginning. As more companies see the potential of integrating cryptocurrency into everyday spending, we could see a wave of similar products. Imagine debit cards, prepaid cards, or even mobile apps that reward you with Ethereum, stablecoins, or other digital assets. The possibilities are endless, and the momentum is building.

For now, this Bitcoin rewards card is leading the charge. It’s a glimpse into a future where crypto isn’t just an investment but a practical tool for everyday life. Whether you’re a crypto newbie or a seasoned investor, this card offers a chance to be part of that future.

So, what’s the takeaway? If you’ve ever wanted to dip your toes into Bitcoin without the hassle of exchanges or mining rigs, this card is your ticket. It’s simple, it’s rewarding, and it’s backed by some of the biggest names in finance. Maybe it’s time to rethink how you spend—and start stacking those sats.

The four most dangerous words in investing are: 'This time it's different.'
— Sir John Templeton
Author

Steven Soarez passionately shares his financial expertise to help everyone better understand and master investing. Contact us for collaboration opportunities or sponsored article inquiries.

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