Government Shutdown: Should Congress Skip Paychecks?

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Oct 23, 2025

Millions of workers miss paychecks due to the government shutdown, but Congress gets paid. Should they feel the pain too? Discover why this matters and how to fix it...

Financial market analysis from 23/10/2025. Market conditions may have changed since publication.

Have you ever wondered what it feels like to wake up knowing your paycheck isn’t coming, but the bills keep piling up? For millions of federal workers across the country, this isn’t a hypothetical—it’s the harsh reality of the ongoing government shutdown. As weeks drag on without a resolution, families are struggling to put food on the table, veterans are left without critical services, and the economy takes a brutal hit. Yet, there’s one group that seems untouched by this chaos: members of Congress. They’re still cashing their checks while the people they serve scramble. It’s a stark contrast that raises a simple but powerful question—shouldn’t Congress feel the same financial pinch as the workers they’ve left in the lurch?

The Human Cost of a Shutdown

The government shutdown, now in its third week, has turned lives upside down. Federal employees—air traffic controllers, law enforcement officers, and countless others—are working without pay or, worse, furloughed with no income at all. Imagine being a single parent, staring at a stack of unpaid bills, unable to afford gas to get to work or groceries for your kids. This is the reality for millions, and it’s not just a temporary inconvenience—it’s a crisis that’s eroding trust in the system.

The shutdown is more than a political standoff; it’s a betrayal of the workers who keep our country running.

– Anonymous federal employee

The ripple effects are staggering. Veterans can’t access career counseling, regional offices are shuttered, and travel disruptions are causing chaos at airports. Economists estimate that every week of this shutdown shaves $15 billion off the U.S. economy. If it stretches to a month, over 43,000 Americans could lose their jobs. These aren’t just numbers—they’re livelihoods, dreams, and futures hanging in the balance.


Why Congress Keeps Getting Paid

Here’s the kicker: while federal workers are forced to dip into savings or take on debt, members of Congress are still collecting their salaries. Why? Because their pay is protected by law, insulated from the very shutdowns they allow to happen. It’s a glaring double standard. If the people who make the laws are shielded from the consequences of their inaction, where’s the incentive to act?

Take one senator’s recent comment as a case in point. When asked about forgoing his salary during the shutdown, he said he couldn’t afford to miss payments for his mortgage or child support. Sound familiar? That’s exactly what federal workers are saying—except they don’t have the luxury of guaranteed pay. It’s hard not to feel a twinge of frustration when elected officials seem so out of touch with the struggles of everyday Americans.

If Congress had to skip a paycheck, you’d see a deal to reopen the government by sundown.

– Political analyst

In my experience, nothing motivates action like personal stakes. If lawmakers were staring down empty bank accounts, the urgency to resolve this mess would skyrocket. It’s not just about fairness—it’s about accountability. Congress needs to walk in the shoes of the people they represent.


The Economic Fallout: A Closer Look

Beyond the personal toll, the shutdown is wreaking havoc on the economy. Let’s break it down with some hard numbers:

  • $15 billion in economic losses per week.
  • 43,000 potential job losses if the shutdown lasts a month.
  • Countless services, from veteran support to air traffic control, grinding to a halt.

These figures aren’t abstract—they translate to real-world pain. Small businesses near federal offices are seeing fewer customers. Families are cutting back on essentials. And the longer this drags on, the harder it will be to recover. Perhaps the most frustrating part? This economic damage is entirely preventable.

SectorImpactEstimated Cost
Federal WorkforceMissed Paychecks$5B/week
Travel IndustryFlight Delays$2B/week
Small BusinessesReduced Revenue$3B/week

The table above paints a grim picture, but it’s only part of the story. The human cost—stress, uncertainty, and lost opportunities—can’t be quantified. Yet, Congress seems content to play political chess while the rest of the country pays the price.


A Personal Perspective: When the System Fails

I’ve seen firsthand what it’s like to navigate a broken system. Years ago, when my husband was severely injured serving our country, I faced a bureaucracy that offered little support. No clear guidance, no safety net—just endless red tape. I had to quit my job to care for him, all while juggling mounting expenses and debt. That experience taught me a hard lesson: when the government fails, it’s the people who suffer most.

Fast forward to today, and the shutdown feels like déjà vu. Federal workers are caught in a similar trap—forced to fend for themselves while the system stalls. It’s not just unfair; it’s a betrayal of the trust we place in our leaders. If Congress isn’t willing to share in the struggle, how can they claim to represent us?

Accountability starts with shared sacrifice. If Congress won’t lead by example, why should we trust them to lead at all?


A Simple Solution: Stop Paying Congress

Here’s a straightforward fix: withhold congressional salaries until the government reopens. It’s not a radical idea—it’s common sense. If lawmakers had to face the same financial uncertainty as federal workers, you can bet they’d find a way to end the shutdown. Some members of Congress, from both parties, have already pledged to forgo their pay. Others need to follow suit.

  1. Pledge to Skip Pay: Lawmakers should voluntarily forgo salaries during the shutdown.
  2. Pass a Clean Funding Bill: A stopgap measure would reopen the government and give Congress time to negotiate.
  3. Hold Leaders Accountable: Voters should demand transparency and action from their representatives.

This isn’t about punishing Congress—it’s about aligning their incentives with the people they serve. If they’re worried about their own mortgages, they’ll move mountains to get the government back on track. It’s human nature, plain and simple.


The Political Game Behind the Shutdown

Let’s be real: this shutdown isn’t just about policy disagreements—it’s a power play. Some lawmakers are digging in their heels, using federal workers as pawns to score political points. Meanwhile, others are pushing for a clean funding extension, a temporary measure that would keep the government running while negotiations continue. Why is this so hard? Because politics thrives on posturing, not solutions.

Here’s what’s at stake: every day the government stays closed, families lose stability, businesses lose revenue, and public trust erodes. The solution is simple—a bipartisan agreement to pass a clean funding bill. But until Congress feels the same urgency as the rest of us, don’t hold your breath.

Politics should never come at the expense of people’s livelihoods.

– Economic policy expert

What Can We Do About It?

Feeling helpless? You’re not alone. But there are ways to push for change. Here’s a quick rundown of actionable steps:

  • Contact Your Representatives: Call or email your senators and representatives to demand action.
  • Support Affected Workers: Donate to local charities helping federal employees during the shutdown.
  • Spread Awareness: Share stories of how the shutdown is impacting real people.

Change starts with us. By raising our voices and holding lawmakers accountable, we can push for a system that prioritizes people over politics. It’s not about grand gestures—it’s about consistent pressure and a refusal to accept the status quo.


Looking Ahead: A Call for Accountability

The government shutdown is a wake-up call. It’s a reminder that our system is only as strong as the people running it. If Congress can’t feel the pain of their decisions, they’ll keep making the same mistakes. Withholding their pay isn’t just a symbolic gesture—it’s a way to force accountability and ensure they prioritize the needs of everyday Americans.

Perhaps the most frustrating part is how preventable this all is. A clean funding bill could reopen the government tomorrow. Federal workers could get their paychecks. Families could breathe easier. But until Congress steps up, the cycle of dysfunction will continue.

True leadership means sharing the burden, not passing it off.

So, what’s it going to take? Maybe it’s time we rethink how we hold our leaders accountable—not just at the ballot box, but in the moment-to-moment decisions that shape our lives. Let’s start by making sure Congress feels the same pinch as the rest of us. Because when the stakes are personal, action follows.

A nickel ain't worth a dime anymore.
— Yogi Berra
Author

Steven Soarez passionately shares his financial expertise to help everyone better understand and master investing. Contact us for collaboration opportunities or sponsored article inquiries.

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