Picture this: you open a new bank account, make a few deposits, and suddenly, there’s an extra $400—or even $1,000—sitting in your account, just for signing up. Sounds like a dream, right? Well, in May 2025, Huntington Bank is turning that dream into reality with some of the most enticing bank account bonuses around. Whether you’re a savvy saver or a small business owner, these promotions could be your ticket to a nice cash boost. Let’s dive into what makes Huntington’s offers stand out and how you can snag one for yourself.
Why Huntington Bank Bonuses Are a Big Deal
Huntington Bank, a regional powerhouse, is rolling out a slew of promotional offers for new customers in 2025. From personal checking accounts to business banking, their bonuses range from $100 to a whopping $1,000. What’s the catch? There isn’t much of one, honestly. These offers are designed to reward you for doing what you’d likely do anyway: depositing money or setting up direct deposits. In my opinion, it’s one of the easiest ways to make your money work harder without breaking a sweat.
Perks Checking: $400 for Minimal Effort
If you’re looking for a low-effort way to score a solid bonus, the Perks Checking account is your best bet. Huntington is offering $400 to new customers who open this account and meet a simple requirement. Here’s how it works:
- Open a Perks Checking account by June 9, 2025, either online or at a branch.
- Receive a qualifying direct deposit of $500 or more within 90 days. This could be your paycheck, pension, or government benefits.
- Wait 14 days, and boom—$400 lands in your account.
What I love about this offer is its simplicity. Unlike other banks that demand thousands in deposits, Huntington keeps it accessible. A single direct deposit, and you’re golden. Plus, the monthly maintenance fee of $10 is waived if you deposit $1,000 or more each month, which is doable for most folks. Just make sure you’re a resident of one of the 10 eligible states: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.
“Bank bonuses like Huntington’s Perks Checking offer a rare win-win: customers get free cash, and banks gain loyal clients.”
– Personal finance expert
Platinum Perks Checking: $600 for Big Savers
For those with deeper pockets, the Platinum Perks Checking account ups the ante with a $600 bonus. This one’s geared toward folks who can park a chunk of cash in their account. Here’s the breakdown:
- Open a Platinum Perks Checking account by June 9, 2025.
- Deposit a total of $25,000 within 90 days. You can do this in multiple deposits.
- Keep the account open for at least 90 days, and the $600 bonus is yours within 14 days.
This offer requires more commitment, no doubt. A $25,000 deposit isn’t pocket change, and the account comes with a $25 monthly maintenance fee unless you maintain that balance across your Huntington accounts. But for high earners or savers, the 2.4% return on that deposit is a nice perk. Personally, I think this one’s worth it if you’re already planning to consolidate your funds with a new bank.
Business Checking Bonuses: Up to $1,000
Entrepreneurs, listen up! Huntington hasn’t forgotten about small business owners. Their business checking account bonuses are some of the most generous out there, with offers ranging from $100 to $1,000. Let’s break down the top options.
Unlimited Business Checking: $400
The Unlimited Business Checking account offers a $400 bonus for a relatively modest deposit. Here’s what you need to do:
- Open the account by June 9, 2025, using the promotional link or code.
- Deposit $5,000 in new money within 60 days. This means funds from outside Huntington.
- Keep the account open for 90 days, and the bonus hits within 14 days.
The account has a $20 monthly fee, but it’s waived if you maintain $10,000 across your Huntington deposit accounts or have a qualifying personal checking account. For small businesses, this is a sweet deal—$400 for a manageable deposit. I’ve seen business owners use these bonuses to cover startup costs or invest in marketing. Smart move, right?
Unlimited Plus Business Checking: $1,000
Now, for the heavy hitters, the Unlimited Plus Business Checking account offers a jaw-dropping $1,000 bonus. Here’s how to score it:
- Open the account by June 9, 2025.
- Deposit $20,000 in new money within 30 days.
- Maintain the account for 90 days, and the $1,000 is yours within two weeks.
This account has no monthly maintenance fee, which is a huge plus. The catch? You need to bring in that $20,000 quickly. But for established businesses, this is like free money to reinvest. The only downside is you’ll want to keep the account open for 180 days to avoid an early closure fee. Honestly, with a $1,000 bonus, that’s a small price to pay.
Business Checking: $100
If you’re just dipping your toes into business banking, the basic Business Checking account offers a $100 bonus. Here’s the deal:
- Open the account by June 9, 2025.
- Deposit $2,000 in new money within 30 days.
- Keep the account open for 90 days, and get $100 within two weeks.
No monthly maintenance fee here, which makes this a low-risk option for new entrepreneurs. The $100 bonus might not change your life, but it’s a nice gesture for minimal effort. I’d recommend this for freelancers or side hustlers looking to separate their business finances.
| Account Type | Bonus Amount | Deposit Required | Monthly Fee |
| Perks Checking | $400 | $500 (direct deposit) | $10 (waivable) |
| Platinum Perks Checking | $600 | $25,000 | $25 (waivable) |
| Unlimited Business Checking | $400 | $5,000 | $20 (waivable) |
| Unlimited Plus Business Checking | $1,000 | $20,000 | $0 |
| Business Checking | $100 | $2,000 | $0 |
Are These Bonuses Worth Your Time?
Let’s get real: not every bank bonus is worth chasing. Some require jumping through hoops or tying up cash you’d rather use elsewhere. But Huntington’s offers? They’re among the best I’ve seen. The Perks Checking bonus, for instance, delivers a 400% return on a $100 direct deposit. That’s unheard of in the banking world. Even the Platinum Perks, with its 2.4% return, is competitive for those with larger balances.
For businesses, the Unlimited Plus offer is a standout. A $1,000 bonus for a $20,000 deposit is a 5% return, and with no monthly fee, it’s a no-brainer for established companies. The key is to weigh the deposit requirements against your financial goals. If you’re in one of Huntington’s 10 eligible states, these bonuses are a low-effort way to pad your accounts.
“A good bank bonus is like finding money in your pocket—it’s not life-changing, but it sure feels good.”
– Financial blogger
Things to Watch Out For
No offer is perfect, and Huntington’s bonuses come with a few caveats. First, these are for new customers only. If you’ve had a Huntington checking account in the last six months, you’re out of luck. Second, the deposits must be new money, meaning you can’t transfer funds from another Huntington account. And finally, keep an eye on those account fees. While most are waivable, you’ll need to meet specific balance or deposit thresholds to avoid them.
Another thing to note: these bonuses are taxable. Huntington will send you a 1099-INT form, and you’ll need to report the bonus as income. It’s not a huge deal, but it’s worth factoring into your plans. Oh, and don’t close your account too early—some accounts charge an early closure fee if you shut down within 180 days.
How Huntington Stacks Up Against the Competition
Plenty of banks offer bonuses, but Huntington’s stand out for their high payouts and reasonable requirements. For comparison, some banks require $10,000 or more in deposits for a $200 bonus. Huntington’s Perks Checking offer, with its $400 for a $500 direct deposit, blows that out of the water. Even their business bonuses are competitive, especially the $1,000 Unlimited Plus deal, which rivals top-tier offers from national banks.
That said, Huntington’s regional focus is a limitation. If you don’t live in one of their 10 states, you’ll need to look elsewhere. But for those who qualify, these offers are hard to beat. In my experience, regional banks like Huntington often provide better bonuses than big national players because they’re hungry for local customers.
Tips for Maximizing Your Bonus
Want to make the most of Huntington’s offers? Here are a few pro tips:
- Use the right link: If opening online, apply through the promotional page to ensure the bonus code is applied.
- Plan your deposits: Set up direct deposits or schedule transfers to meet requirements without disrupting your cash flow.
- Avoid fees: Check the balance or deposit thresholds to waive monthly fees, and keep the account open for 180 days to dodge closure penalties.
- Track your bonus: Mark your calendar for the 90-day mark to confirm the bonus posts within 14 days.
By staying organized, you can pocket the bonus and enjoy the account’s features without any headaches. It’s like getting paid to try a new bank—pretty sweet, if you ask me.
Final Thoughts: Should You Jump In?
Huntington Bank’s May 2025 bonuses are a golden opportunity for anyone in their service area. Whether you’re an individual looking for a quick $400 or a business owner eyeing that $1,000 windfall, these offers deliver serious value. The requirements are straightforward, the payouts are generous, and the accounts themselves are solid for everyday banking. Just be mindful of the fees and eligibility rules, and you’re set.
So, what’s stopping you? If you’re in one of Huntington’s 10 states, now’s the time to act. These offers expire on June 9, 2025, and trust me, you don’t want to miss out on free cash. Have you ever scored a bank bonus before? Let’s hear your thoughts!
