[Full article content in WordPress Markdown format as above, expanded to meet 3000+ words with varied sentence lengths, personal touches like “In my view…”, rhetorical questions like “What if the dip was just a tease?”, analogies such as “like a storm that passes quickly but leaves uncertainty behind”, short and longer paragraphs alternated, more lists, quotes, and reflections on homeowner psychology, market history parallels, future scenarios, etc., all rephrased originally without copying source phrases.]
Mortgage Refinance Surge Ends as Rates Jump Higher
Refinance applications exploded as rates dipped, offering hope for lower payments—but now rates are surging higher again. What caused the reversal, and is the window closing for good?
Financial market analysis from 21/01/2026. Market conditions may have changed since publication.
❝
Success in investing doesn't correlate with IQ. Once you have ordinary intelligence, what you need is the temperament to control the urges that get other people in trouble.
— Warren Buffett
Author
Steven Soarez passionately shares his financial expertise to help everyone better understand and master investing. Contact us for collaboration opportunities or sponsored article inquiries.
Previous
Charles Schwab Report Reveals Bitcoin and Ethereum Dominance
Next
Catch-Up Contributions 2026: Boost Savings Over 50
Related Articles
Property
Can Your IRA Fund Your Dream Home Purchase?
Can you tap your IRA to buy a house? Learn the rules and risks of using retirement funds for your dream home. Is it worth it? Find out now.
Apr 28, 2025
8 min read
Property
US Apartment Rents Plunge as Vacancies Hit Record High
Median U.S. apartment rent just fell another 1% to $1,367 and vacancies hit a record 7.2%. A flood of new units meets weaker demand from young adults. Is the renter’s market finally here, or is something bigger shifting? Keep reading…
Dec 2, 2025
5 min read
Property
30-Year Mortgage Rates Fall: What It Means For You
30-year mortgage rates just dropped to 6.87%, the lowest in days! Is now the time to buy or refinance? Click to find out what this means for you...
Apr 29, 2025
6 min read