Trump’s 10% Credit Card Interest Rate Cap: What It Means

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Jan 12, 2026

President Trump just proposed capping credit card interest at 10% – but banks warn it could devastate access to credit. What does this mean for your wallet? The full story reveals surprising risks...

Financial market analysis from 12/01/2026. Market conditions may have changed since publication.

the full WP markdown article.

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
— Dave Ramsey
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