Trump’s 10% Credit Card Rate Cap: What It Means for You

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Jan 12, 2026

President Trump proposes capping credit card rates at 10%—a move that could slash interest costs dramatically. But what if it means less access for millions, especially those with lower scores? The full picture might surprise you...

Financial market analysis from 12/01/2026. Market conditions may have changed since publication.

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When it comes to money, you can't win. If you focus on making it, you're materialistic. If you try to but don't make any, you're a loser. If you make a lot and keep it, you're a miser. If you make it and spend it, you're a spendthrift. If you don't care about making it, you're unambitious. If you make a lot and still have it when you die, you're a fool for trying to take it with you. The only way to really win with money is to hold it loosely—and be generous with it to accomplish things of value.
— John Maxwell
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