Have you ever sat down to think about what happens to your assets, your family, or even your pets after you’re gone? It’s not exactly dinner-table conversation, but it’s one of those things that lingers in the back of your mind, isn’t it? I’ll admit, the idea of estate planning used to feel like something reserved for the ultra-wealthy or those with one foot out the door. But platforms like Trust & Will have flipped that script, making it easier than ever for regular folks to secure their legacy without drowning in legal jargon or hefty attorney fees.
Why Estate Planning Matters More Than You Think
Estate planning isn’t just about divvying up your savings or deciding who gets grandma’s antique vase. It’s about ensuring your wishes are honored, your loved ones are cared for, and your financial and medical decisions are in trusted hands if you can’t make them yourself. According to financial advisors, over 60% of Americans don’t have a will or trust in place, which can lead to costly legal battles and emotional stress for families. That’s where Trust & Will steps in, offering a streamlined, user-friendly way to create legally binding documents from the comfort of your couch.
In this 2025 review, I’ll walk you through what makes Trust & Will stand out, break down its pricing, weigh the pros and cons, and help you decide if it’s the right fit for your estate planning needs. Spoiler alert: It’s not perfect, but it’s darn close for most people.
What Is Trust & Will, Anyway?
Launched in 2017, Trust & Will is an online platform designed to simplify the estate planning process. Unlike traditional methods that involve scheduling meetings with attorneys and sifting through complex paperwork, Trust & Will uses a question-and-answer format to guide you through creating wills, trusts, and other essential documents. Think of it like a friendly, digital estate planning coach that holds your hand every step of the way.
The platform focuses exclusively on estate planning—no divorce agreements or business contracts here. That laser focus allows Trust & Will to deliver a polished experience, complete with state-specific instructions and top-notch customer service. Whether you’re naming guardians for your kids or setting up a trust to avoid probate, Trust & Will has you covered.
“Estate planning isn’t just for the elderly or the rich—it’s for anyone who wants to protect their loved ones and their legacy.”
– Financial planning expert
Breaking Down Trust & Will’s Offerings
Trust & Will offers two main products: wills and trusts. Each comes with a bundle of documents to ensure your bases are covered. Let’s dive into what you get with each option.
Wills: Affordable and Comprehensive
For most people, a will is the starting point of estate planning. Trust & Will’s will packages are straightforward, starting at $199 for individuals and $299 for couples. These plans include:
- A last will and testament to outline how your assets should be distributed.
- A living will to specify your medical wishes if you’re incapacitated.
- Power of attorney to designate someone to handle your financial decisions.
- HIPAA authorization to allow trusted individuals access to your medical records.
What I love about Trust & Will is how it simplifies the process. You answer a series of questions about your assets, beneficiaries, and preferences, and the platform generates state-specific documents tailored to your needs. For young adults aged 18 to 26, there’s even a discounted will package for just $69, perfect for those just starting out.
One catch? Updates are free for the first 30 days, but after that, you’ll pay $19 annually to keep your will editable. It’s a small price for peace of mind, but it’s worth noting if you’re on a tight budget.
Trusts: Skipping the Probate Hassle
If you’re looking to avoid the time-consuming and costly probate process, a trust might be the way to go. Trust & Will’s trust packages start at $499 for individuals and $599 for couples. These include everything in the will package, plus:
- A revocable living trust to transfer assets to beneficiaries without probate.
- A pour-over will to catch any assets not included in the trust.
- A schedule of assets to keep everything organized.
- A certification of trust for legal validation.
Trusts are pricier, and updates cost $39 annually after the initial 30-day free period. But for those with significant assets or complex family dynamics, the investment can save your heirs a headache later. Plus, trusts are available in every state except Louisiana due to its unique legal system.
The Trust & Will Experience: How It Works
Getting started with Trust & Will is as easy as brewing your morning coffee. You create an account, answer a few questions about your family, assets, and preferences, and the platform does the heavy lifting. Want to name a guardian for your furry friend? Done. Need to specify who handles your medical decisions? Covered. The interface is intuitive, with clear prompts that make you feel like you’re chatting with a knowledgeable friend rather than wrestling with legal forms.
Once your documents are ready, you can download and print them yourself or have Trust & Will ship them to you with state-specific notarization instructions for a small fee ($25 for wills, $35 for trusts). If you need extra guidance, you can add attorney support for a flat $299, though it’s not available in every state.
“The simplicity of Trust & Will’s process made me realize estate planning doesn’t have to be intimidating.”
– First-time user
Pros and Cons: What’s the Real Deal?
No platform is perfect, and Trust & Will is no exception. Here’s a breakdown of what shines and what could use a little polish.
What We Love
- Intuitive design: The question-and-answer format feels like a breeze, even for estate planning newbies.
- Nationwide availability: Wills are available in all 50 states and Washington, D.C., with trusts in all but Louisiana.
- Robust customer support: Reach out seven days a week via phone or email for help when you need it.
- Comprehensive packages: Every plan includes power of attorney, living wills, and HIPAA authorization at no extra cost.
Where It Falls Short
- Higher costs: Compared to some competitors, Trust & Will’s pricing is on the steeper side.
- Limited attorney support: Legal assistance isn’t available in states like Alaska or Hawaii.
- Subscription fees for updates: After the first 30 days, you’ll pay annually to keep your documents editable.
In my experience, the pros outweigh the cons for most users. The peace of mind that comes with knowing your estate is in order is hard to put a price on, but the ongoing fees might sting if you’re pinching pennies.
How Does Trust & Will Stack Up?
Trust & Will isn’t the only player in the online estate planning game. Let’s see how it compares to two popular alternatives.
Trust & Will vs. Rocket Lawyer
Rocket Lawyer offers a broader range of legal services, from wills to lease agreements, but its estate planning tools feel less polished than Trust & Will’s. You can create a basic will for free during a seven-day trial, but after that, you’re locked into a $39.99 monthly subscription for updates and attorney support. The interface isn’t as sleek, and the pricing structure can feel like a bait-and-switch if you’re not careful.
Trust & Will, on the other hand, is all about estate planning, which makes its process more focused and user-friendly. If you’re solely looking to create a will or trust, Trust & Will’s simplicity wins out.
Trust & Will vs. Quicken WillMaker & Trust
Quicken WillMaker & Trust is a budget-friendly option, with wills starting at $109 and trusts at $149. It also offers downloadable software for offline use, which is great for creating multiple documents. However, its interface feels clunky, and there’s no attorney support available, which could be a dealbreaker for complex estates.
Trust & Will’s higher price tag comes with a more modern, intuitive experience and the option for legal guidance, making it a better fit for those who value ease and support over cost.
| Platform | Will Cost | Trust Cost | Attorney Support |
| Trust & Will | $199/$299 | $499/$599 | Yes ($299) |
| Rocket Lawyer | Free trial, then $39.99/mo | Included in subscription | Yes (with subscription) |
| Quicken WillMaker | $109 | $149 | No |
Is Trust & Will Right for You?
If you’re looking for a straightforward way to create a will or trust without spending hours in a lawyer’s office, Trust & Will is a fantastic choice. Its user-friendly platform and comprehensive document bundles make it ideal for individuals, couples, and young adults who want to plan ahead without breaking the bank.
That said, if you have a particularly complex estate—think multiple properties, blended families, or international assets—you might still need a traditional attorney. Trust & Will’s attorney support is great for basic questions, but it’s not a full replacement for in-depth legal advice.
Frequently Asked Questions
Is Trust & Will Legitimate?
Absolutely. Trust & Will has helped over a million people create legally binding wills and trusts since 2017. Its state-specific documents meet legal requirements, provided you follow through with proper signing and notarization.
Can I Use Trust & Will Anywhere in the U.S.?
Wills are available in all 50 states and Washington, D.C. Trusts, however, aren’t offered in Louisiana due to its unique legal system. Attorney support is also limited in a few states, so check availability if you’re counting on legal guidance.
Are Online Wills Legally Binding?
Yes, as long as they meet your state’s requirements for signatures and notarization. Trust & Will provides clear instructions to ensure your documents hold up in court.
Final Thoughts: Planning for Peace of Mind
Estate planning might not be the most exciting topic, but it’s one of the most important steps you can take to protect your loved ones. Trust & Will makes the process approachable, affordable, and dare I say, almost enjoyable. Its clean design, comprehensive offerings, and stellar customer support make it a top contender in the online estate planning space.
Is it perfect? No—higher costs and limited attorney access in some states are worth considering. But for most people, Trust & Will strikes the right balance between simplicity and thoroughness. So, why wait? Take the first step toward securing your legacy today. Your future self (and your family) will thank you.
