XRP and XLM Recover But PayFi Takes Over in 2026

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Jan 15, 2026

XRP and XLM are bouncing back with strong volume, but traders are quietly rotating into the explosive PayFi narrative. As real crypto-to-fiat tools go live, one platform stands out—could it overshadow the old guard in 2026?

Financial market analysis from 15/01/2026. Market conditions may have changed since publication.

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